GST Registration NZ: Do You Need to Register at $60,000?

Wondering when to register for GST in NZ?

The $60,000 threshold is based on your income before expenses, not your profit.

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Why Profitable Businesses Still Run Out of Cash

Why Profitable Businesses Still Run Out of Cash
One of the most common things I hear from business owners is:
“We’re making sales, we are profitable, so why does the bank account still feel empty?”
Honestly, it’s a fair question.
A business can look profitable on paper but still struggle to pay

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Understanding Cash vs Profit

Understanding the Difference Between Cash and Profit

Understand the difference between cash and profit, why your business can be profitable but still struggle with cash, and what to watch for to stay in control.

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What happens if you don’t pay PAYE to IRD in New Zealand?

PAYE (Pay As You Earn) is the tax deducted from employees’ wages and paid to the IRD.

Because this tax is taken from employees on behalf of the government, it is not considered the employer’s money. For this reason, IRD treats unpaid PAYE very seriously.

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Payroll Changes Coming in 2026 (and Beyond): What New Zealand Employers Need to Know

Payroll Changes Coming in 2026 (and Beyond): What New Zealand Employers Need to Know

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Why Cashflow Dips After Christmas (and How to Plan for It)

Why Cashflow Dips After Christmas (and How to Plan for It)

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Why Budgeting Isn’t Just For Big Businesses

Think budgeting is only for big corporates or number-crunchers in suits? Think again.

As a small business owner, I get it, you’re juggling a million things: clients, emails, GST, payroll, trying to remember if you actually ate lunch. Budgeting might feel like something you’ll “get to later” … when things calm down.

But here’s the truth:
Budgeting isn’t a luxury – It’s a lifeline!

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Payroll Changes and What They Mean for Your Business – 1 April 2025

The start of a new financial year brings more than just fresh beginnings; it also brings crucial changes to payroll that every New Zealand business owner needs to be aware of. This 1 April 2025, several key adjustments come into effect, impacting your payroll obligations. Let’s break down these changes and understand their implications for your business.

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5 Ways Xero Can Simplify Your Bookkeeping

As a business owner, managing your finances can be a daunting task. From invoicing and reconciliations to financial reporting and compliance, there are many moving parts to keep track of. That’s where Xero comes in – a cloud-based accounting software designed to simplify your bookkeeping and financial management.

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Cashflow Forecasting: A Small Business Owner’s Best Friend

What is Cashflow Forecasting?

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